The Best Android Apps for Managing Your Money in 2016
Do you have a New Year’s resolution of keeping better track of your finances? This can be the year that you clean up your financial house and get your money in order. With all of the technology we have access to, you can find a lot of helpful tools to help you stay true to your financial goals in 2016. There are a great number of Android apps out there that can make it easier to track costs, protect your assets and plan for the future. We’ve put together a list of the best Android apps for managing your money.
Tracking your spending is easily the most important step in getting your finances under control. After all, if you don’t know where it’s going, you can’t make any worthwhile changes. Cash is a simple, ad-free expense tracking system that lets you keep track of income and outgo in a number of different categories. The data can be exported in CSV or backed up to Dropbox.
Do you struggle with numbers? The financial calculator app is a great tool for crunching numbers. Need to know how much an 18% tip works out to? How about a 4.3% interest rate on a mortgage? Or maybe you are trying to figure out how long it will take to pay off your credit card? This app has the tools to make those and other calculations. It’s easy to use and the best part is it’s free!
With so many recent banking and credit card breaches, we’re all a little more concerned about security. BillGuard is an Android app that helps you protect your accounts from unauthorized transactions. The interface resembles Tinder, allowing you to swipe right for transactions you recognize and left for those you don’t. Of the ones you do not recognize, you can choose whether to get help recognizing it, contact the merchant or follow up on it later. What’s even better? The BillGuard app now offers free credit score tracking!
Are you a freelancer, contract worker or have a job where you must track expenses? This app makes it easy to keep track of spending, mileage and billable time. You can scan receipts with your phone, manually add expenses and track mileage using GPS.
The Mint app is another great tool for helping you manage your earnings, spending and savings. This app keeps all of your accounts and spending habits in one place. Mint shows you all of your cash flow in real time and analyze your spending, helping you identify areas where you can save. It will even notify you if you are reaching your budget! And, it’s free to download!
With apps like these, some consistency and a little restraint, you can make 2016 your best financial year ever!